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P&N

Current savings accounts from this bank.

Savvy Saver

P&N Bank's Savvy Saver currently pays a 0.20% p.a.

Advertised rate
5.10% p.a.
On balances up to $100,000
Rate details
Ongoing rate
5.10% p.a.
Base rate
0.20% p.a.
Bonus rate
4.90% p.a.
Max rate when conditions are met
5.10% p.a.
Bonus cap
$100,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Deposit at least $500 each month.
  • Make at least 5 card purchases each month.
Who can open it
  • Available from age 18.
  • Requires a linked & Transaction Account account.
  • Available to Australian residents.
  • Requires an Australian residential address.
  • Intended for personal use only.
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

Smart Saver Account

P&N Bank's Smart Saver Account currently pays a 0.50% p.a.

Advertised rate
4.60% p.a.
On balances up to $250,000
Rate details
Ongoing rate
4.60% p.a.
Base rate
0.50% p.a.
Bonus rate
4.10% p.a.
Max rate when conditions are met
4.60% p.a.
Bonus cap
$250,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Deposit at least $100 each month.
  • Make no withdrawals during the month.
Who can open it
  • Available from age 18.
  • Available to Australian residents.
  • Requires an Australian residential address.
  • Intended for personal use only.
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

Hi Saver Account

P&N Bank's Hi Saver Account has no deposit or withdrawal conditions.

Advertised rate
4-month intro 4.50% p.a.
Then ongoing 0.05% p.a.
Rate details
4-month intro rate
4.50% p.a.
Any balance
4.50% p.a.
Ongoing rate
0.05% p.a.
Any balance
0.05% p.a.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available from age 18.
  • Available to Australian residents.
  • Requires an Australian residential address.
  • Intended for personal use only.
  • Interest is credited on the last day of the month.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.

P&N Savings Accounts | Savings Planner