Best savings accounts without balance growth rules

High Interest Savings Account

Up to5.65%p.a.

5.65%

Bankwest

Bankwest Easy Saver

Up to5.50%p.a.

5.50%

MOVE Bank

Growth Saver

Up to5.40%p.a.

5.40%

BOQ

Future Saver Account

Up to5.35%p.a.

5.35%

Judo Bank

Personal Savings Account

Up to5.35%p.a.

5.35%

Great Southern Bank

Youth eSaver

Up to5.25%p.a.

5.25%

BOQ

Simple Saver Account

Up to5.15%p.a.

5.15%

BOQ

Smart Saver Account

Up to5.15%p.a.

5.15%

MyState

Hello Saver account

Up to5.15%p.a.

5.15%

BCU

Boss Saver + Access Account

Up to5.10%p.a.

5.10%

First Option Bank

KIDS BONUS SAVER

Up to5.10%p.a.

5.10%

Great Southern Bank

Goal Saver

Up to5.10%p.a.

5.10%

Macquarie

Macquarie Savings Account

Up to5.10%p.a.

5.10%

P&N

Savvy Saver

Up to5.10%p.a.

5.10%

St George

Maxi Saver

Up to5.10%p.a.

5.10%

Up Saver (Grow)

Up to5.10%p.a.

5.10%

ME Bank

ME Bank HomeMe Save + SpendMe Transaction

Up to5.05%p.a.

5.05%

Australian Mutual Bank LTD

YOUNG SAVER ACCOUNT

Up to5.00%p.a.

5.00%

Great Southern Bank

Home Saver

Up to5.00%p.a.

5.00%

Health Professionals Bank

Starter Saver account

Up to5.00%p.a.

5.00%

MOVE Bank

Bonus Saver

Up to5.00%p.a.

5.00%

Police Bank

U30 SUPER CHARGE Account

Up to5.00%p.a.

5.00%

RACQ Bank

Bonus Saver Account

Up to5.00%p.a.

5.00%

UniBank

Starter Saver account

Up to5.00%p.a.

5.00%

Virgin Money

Virgin Money Grow Saver

Up to5.00%p.a.

5.00%

Westpac

Westpac eSaver

Up to5.00%p.a.

5.00%

IMB Bank

Reward Saver Account

Up to4.90%p.a.

4.90%

AMP

GO Save

Up to4.85%p.a.

4.85%

Bank Australia

Bonus Saver

Up to4.85%p.a.

4.85%

Bank Australia

mySaver

Up to4.85%p.a.

4.85%

easyStreet

Flex Saver

Up to4.80%p.a.

4.80%

ANZ Plus

ANZ Plus Flex Saver

Up to4.75%p.a.

4.75%

Border Bank

U30 SUPER CHARGE Account

Up to4.75%p.a.

4.75%

Horizon Bank

SUPER SAVERS

Up to4.75%p.a.

4.75%

Horizon Bank

YOUTH REWARD SAVER

Up to4.75%p.a.

4.75%

MyState

Bonus Saver

Up to4.75%p.a.

4.75%

Newcastle Permanent

Online Savings Account

Up to4.75%p.a.

4.75%

Regional Australia Bank

Saving Account

Up to4.75%p.a.

4.75%

Regional Australia Bank

Savings Booster Account

Up to4.75%p.a.

4.75%

Commonwealth Bank

NetBank Saver

Up to4.70%p.a.

4.70%

Defence Bank

Max E Saver

Up to4.65%p.a.

4.65%

HSBC

HSBC Everyday Savings Account

Up to4.65%p.a.

4.65%

NAB

NAB Reward Saver

Up to4.65%p.a.

4.65%

Southern Cross Credit Union

LITTLE STAR SAVER

Up to4.65%p.a.

4.65%

BCU

Power Saver

Up to4.60%p.a.

4.60%

Health Professionals Bank

MOMENTUM SAVER

Up to4.60%p.a.

4.60%

P&N

Smart Saver Account

Up to4.60%p.a.

4.60%

UniBank

MOMENTUM SAVER

Up to4.60%p.a.

4.60%

Arab Bank

Personal Online Savings Account

Up to4.55%p.a.

4.55%

Heartland Bank

MySavings account

Up to4.55%p.a.

4.55%

Bank of Sydney

BOS Saver

Up to4.50%p.a.

4.50%

Defence Bank

Kids Club Savings

Up to4.50%p.a.

4.50%

Defence Bank

Teen Saver

Up to4.50%p.a.

4.50%

Dnister

Max Saver

Up to4.50%p.a.

4.50%

P&N

Hi Saver Account

Up to4.50%p.a.

4.50%

Notice Saver (90 day notice)

Up to4.45%p.a.

4.45%

Notice Saver (60 day notice)

Up to4.40%p.a.

4.40%

Unity Bank

Bonus Saver Account

Up to4.40%p.a.

4.40%

Australian Military Bank

Online Saver

Up to4.35%p.a.

4.35%

Credit Union SA

Children's Savings Account

Up to4.35%p.a.

4.35%

Notice Saver (31 day notice)

Up to4.35%p.a.

4.35%

Dnister

Bonus Saver

Up to4.30%p.a.

4.30%

Bank Orange

Online Saver Account

Up to4.25%p.a.

4.25%

Police Bank

Savings Plus Account

Up to4.25%p.a.

4.25%

Qudos Bank

Bonus Saver

Up to4.25%p.a.

4.25%

Summerland Bank

Bonus Saver

Up to4.25%p.a.

4.25%

Unity Bank

MoneyMAX Account

Up to4.25%p.a.

4.25%

Virgin Money

Virgin Money Boost Saver

Up to4.25%p.a.

4.25%

Bank First

First Home Bonus Saver Account

Up to4.15%p.a.

4.15%

Beyond Bank

Purple Bonus Saver

Up to4.15%p.a.

4.15%

G&C Mutual Bank

Bonus Saver Account

Up to4.15%p.a.

4.15%

Bank First

Bonus Saver Account

Up to4.10%p.a.

4.10%

ME Bank

SaveME + SpendMe Transaction

Up to4.10%p.a.

4.10%

Border Bank

Bonus Saver Account

Up to4.05%p.a.

4.05%

Police Bank

Bonus Saver Account

Up to4.05%p.a.

4.05%

Border Bank

Savings Plus Account

Up to4.00%p.a.

4.00%

Dnister

iSaver

Up to4.00%p.a.

4.00%

Health Professionals Bank

Essential Saver

Up to4.00%p.a.

4.00%

IMB Bank

Zoo Account

Up to4.00%p.a.

4.00%

UniBank

Essential Saver

Up to4.00%p.a.

4.00%

Qudos Bank

QSaver

Up to3.95%p.a.

3.95%

MOVE Bank

Online Saver

Up to3.90%p.a.

3.90%

Bonus Saver

Up to3.90%p.a.

3.90%

Future Start

Up to3.90%p.a.

3.90%

Student Money Saver

Up to3.90%p.a.

3.90%

Qudos Bank

Qantas Points Saver

Up to3.75%p.a.

3.75%

Greater Bank Limited

Bonus Saver

Up to3.50%p.a.

3.50%

Star Saver

Up to3.50%p.a.

3.50%

ANZ

ANZ Progress Saver

Up to3.25%p.a.

3.25%

Credit Union SA

Bonus Savings Account

Up to3.25%p.a.

3.25%

Bendigo

Bendigo PiggySaver

Up to3.05%p.a.

3.05%

Auswide Bank Ltd

ZIGGY KIDS SAVER

Up to3.01%p.a.

3.01%

Regional Australia Bank

Internet Maximiser Account

Up to2.75%p.a.

2.75%

Online Saver

Up to2.35%p.a.

2.35%