A planning layer for savings decisions.
Savings Planner helps you compare savings products, think through trade-offs, and narrow the field before you rely on the official bank page to make the final call.
What Savings Planner is trying to do
Savings Planner is built to help you move from a vague savings question to a clearer shortlist. Instead of stopping at a headline rate, it focuses on the trade-offs that actually change the answer, such as monthly conditions, balance caps, intro periods, and the role that money is playing for you.
That makes it more useful for practical decisions like choosing between a simpler setup and a higher rate, checking whether a larger balance changes the shortlist, or working out whether one account is doing too many jobs at once.
What the site includes
Calculator helps you test a scenario with your own balance, age, and time frame. Explore lets you scan current products and open the bank detail page for a closer look. Guides and Compare pages help when the real question is about trade-offs rather than a single product.
These parts are designed to work together. A common path is to start with a guide, check a scenario in the calculator, and then verify the final shortlist on the official bank page.
What Savings Planner is not
It is not a bank, it does not hold your money, and it does not provide personal financial advice.
It is a planning and comparison layer. Its job is to help you think more clearly before you make the final decision yourself.
Why this approach matters
A lot of savings decisions look simple until the conditions start to matter. A product with a stronger advertised rate can still be a weaker fit if the bonus rules are fragile, the intro window is short, or the best rate only applies to part of the balance.
Savings Planner is structured around that reality. The point is not just to rank products. The point is to help you understand why the shortlist changes when the setup changes.