Common questions about how the site works.
This FAQ answers the most common questions about what Savings Planner does, what its results mean, and where its boundaries are.
Is Savings Planner a bank or an account provider?
No. Savings Planner is a comparison and planning layer. It helps you compare savings setups and narrow the field before you go to the official bank page.
You cannot open an account directly with Savings Planner itself.
Is this personal financial advice?
No. Savings Planner provides general information only.
It can help you think through trade-offs and compare products, but it does not replace personal financial advice or the official bank terms.
Why can the result be different from the highest advertised rate?
Because the highest advertised rate may depend on conditions, a short intro period, a balance cap, or a setup that does not match your situation.
The site tries to reflect the whole setup, not just the most eye-catching number.
How often can rates and conditions change?
Rates, bonus conditions, intro periods, and eligibility rules can change without notice.
That is why the final step should always be to check the official bank page before acting.
Which page should I trust most?
Use Savings Planner to narrow the field and understand trade-offs.
Use the official bank page as the final source of truth for current product terms, rates, and eligibility.